All full-time employees receive one time their annual base salary rounded up to the next $1,000 (Administrators and Confidential Exempt employees receive two times their annual base salary) following a 90-calendar day waiting period. Coverage will be effective on the 91st day. You may purchase additional (Optional) Life Insurance, on a guaranteed basis, to bring maximum benefits to an additional one time the amount provided by the School Board. You will be eligible to increase your coverage to a maximum of five times the annual base salary after the first year of participation in the optional life program. Evidence of Insurability will be required for any increases in coverage. You may also purchase Life Insurance for your eligible dependent(s), which are on a guaranteed basis as a new hire. These additional life insurance premiums are paid through payroll deductions.

All full-time benefits eligible employees are provided Standard Short-Term Disability (STD) coverage that pays 60% of your weekly earnings following a 90-calendar day waiting period. Coverage will be effective on the 91^st day. If you did not elect to upgrade your STD plan at the time of hire, you will be subject to Evidence Of Insurability (EOI) when you decide to purchase an upgrade during the open enrollment period.

Visit https://mdcps.fbmcbenefits.com/disability/short-term-disability/ for additional information regarding the disability plans.

If you have other group or state-funded healthcare coverage, you can decline healthcare coverage through the School District (opt-out) by completing your online enrollment or enrollment form and selecting the opt-out option. In addition to electing to opt-out through the enrollment process, you must complete the Declination of Healthcare Coverage Affidavit and submit it with proof of other group or state-funded healthcare to FBMC at the Office of Risk and Benefits Management.

Please click on the Learn More link below for the Declination of Healthcare Coverage Affidavit. 

• You are required to disclose at the time of enrollment if your dependent has access to group healthcare coverage from their own employer.
• If your eligible dependent has access to other group coverage, an additional annual surcharge of $500 will be applied. The surcharge will be deducted on a bi-weekly basis according to your pay schedule.
• If your eligible dependent doesn’t have access to other group coverage, the spousal/domestic partner surcharge will not be applied.

• Dental:
– Delta Dental (DHMO & PPO)
– UnitedHealthcare Dental (DHMO & PPO) (This benefit is not offered to employees represented by FOP)
Vision: EyeMed
Flexible Spending Accounts ( Medical & Dependent Care): TASC
Short Term Disability Upgrade Plans: The Standard
Long Term Disability Upgrade Plans: The Standard
Hospital Indemnity Coverage: Metropolitan Life Insurance Company (MetLife)
Legal:
– ARAG
– MetLife (This benefit is not offered to employees represented by UTD)

For additional information regarding these benefits, visit https://mdcps.fbmcbenefits.com/new-hire-employee-group/ft-new-hire-benefits/

If you enroll a dependent in your benefits, you must submit proof of eligibility documentation (i.e., marriage certificate for spouse, birth certificate for natural children) for each covered dependent.

• • Dependent Social Security Numbers are required during the enrollment process.
  • Failure to submit this required documentation will result in termination of your dependent coverage.

Please click on the links below for dependent eligibility requirements. 

Salary bands determines the Board contribution and the employee’s per pay deduction for employee and dependent healthcare cost.

Salary bands will be reviewed for indexing on a cycle of a three-year term based upon an average of most recently published Consumer Price Index (CPI).

Your current mailing address and phone number are relevant information to ensure you receive important information, such as:

• your insurance card(s)
• statements
• benefits updates
• refunds, when applicable

It is your responsibility to ensure that M-DCPS has your most current personal information.

Please click the Learn More link below for step-by-step instructions on how to update your personal information. 

As a new employee you will receive a healthcare enrollment form via email from FBMC providing you the opportunity to enroll in a healthcare plan of your choice. Evaluate the plan offerings to determine which benefits best meet your needs. Verify provider(s) participation. Remember to always verify provider participation prior to scheduling an appointment or receiving services. If a benefits selection is not made, you will be automatically enrolled in the Cigna SureFit healthcare plan.

You will also receive an email notification 60-calendar days after your date of hire prompting you to enroll online for your Flexible Benefits. The email will provide you with your enrollment deadline.

Enrollment at a Glance:

Log on to the employee portal through dadeschools.net and click on the SAP icon.

• Click on the Employee Self Service tab
• Click on the Benefits link
• Under Life Events, click on the New Hire Enrollment

Should you have any questions or need assistance with your enrollment, please contact the FBMC Service Center at 855-MDC-PS4U (855-632-7748), Monday – Friday, 7 a.m. – 7 p.m.